Julian MelmothBA (Hons) CertPFS
Director
With over 25 years’ experience in financial services, Julian formed Cilbenrick in 2004 and developed the Financial Management Programme to provide clients with access to a unique step-by-step approach to their financial planning. Julian has moved away from giving investment advice to focus on helping clients to create financial plans which help them to plan, achieve and then protect their desired lifestyles.
In August 2008, Cilbenrick re-located from the city centre in Swansea to the village of Southgate on the Gower peninsular where Julian grew up and still lives. Julian likes to spend most of his spare time with family and friends and looking after the smallholding on which he lives with Rhiannon and their two children, Sam and Anna.
julian@cilbenrick.co.uk